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VA

Loan Limit Guide

Starting in 2020 VA has removed the loan limits for all Counties for Veterans that have full entitlement. 

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If a Veteran has a portion of their entitlement tied up in another property, or loss some of it in a short sale/foreclosure they can apply for a 2nd tier loan.  We will need to use the VA max mortgage worksheet to determine the max loan that can be approved with $0 down. 

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If a Veteran wants to purchase a home above this amount they will be required to bring 25% of the difference between the max loan amount and sales price. 

 

The available entitlement is listed on the Certificate of Eligibility.  We can request that information online to help speed up the process. 

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